When a loss occurs

    Loss assessment & claims management

    When a loss happens, we represent your interests: quantifying the damage with evidence, building a complete claim and working with adjusters and insurers until you are paid.

    • Free consultation
    • Same-day response
    Two people assessing damage after a warehouse fire

    When you need this service

    • 01Fire, flood, breakage, theft or machinery breakdown has just occurred
    • 02A claim is dragging on with repeated requests for information
    • 03You disagree with the adjuster or insurer on the amount
    • 04Under-insurance, an exclusion or a declinature has been applied
    • 05A large, multi-item loss including business interruption

    Scope of work

    • Immediate post-incident guidance and loss notification
    • Attending site surveys with the adjuster
    • Quantifying damage to property, stock and machinery
    • Calculating business interruption and increased costs
    • Preparing and submitting the claim
    • Negotiating open points through to settlement

    How we work

    1. 1

      Intake & guidance

      Understand the incident, limit further damage, notify and preserve the scene.

    2. 2

      Assess & quantify

      Collect data, analyse cause, check the wording and build the loss calculation.

    3. 3

      Prepare the claim

      Compile documents and submit a complete claim.

    4. 4

      Work & negotiate

      Answer information requests, explain and negotiate with adjusters and insurers.

    5. 5

      Settlement

      Review the settlement agreement, track payment and next steps.

    Documents to prepare

    You can start without a complete file. We will guide you on what to add as we go.

    Property, buildings, machinery

    • Loss notification sent to the insurer, with the date
    • Photos and video of the scene before clean-up
    • Police, fire service or local authority reports
    • Fixed asset register, purchase invoices, repair quotes
    • Stock records at the date of loss

    Cargo

    • Bill of lading, commercial invoice, packing list
    • Survey report, delivery receipt noting damage
    • Notice of claim sent to the carrier
    • Photos of container, seals and packaging

    Business interruption

    • Prior period financial statements
    • Monthly revenue and output
    • Extra costs incurred to keep operating

    Frequently asked questions

    Talk to a specialist

    Send us your policy or a description of what happened and the relevant specialist will reply the same day. Advice is free; fees apply only once you decide to engage our services.