Before a loss

    Insurance risk survey

    Our engineers survey factories, warehouses and project sites in person, assess fire, natural catastrophe and business interruption exposures, and give specific, prioritised recommendations.

    • Free consultation
    • Same-day response
    Engineer with a clipboard surveying a warehouse

    When you need this service

    • 01Buying or renewing property, fire or construction insurance
    • 02Your insurer asks for a survey report or issues mandatory recommendations
    • 03Premiums rose sharply or deductibles increased after a loss
    • 04Expanding a plant, changing warehouse use or commissioning a new line
    • 05You want an independent view before investing in fire protection

    Scope of work

    • Fire safety: construction, compartmentation, detection and suppression
    • Operating procedures and storage of goods and combustible materials
    • Natural catastrophe exposure: flood, windstorm, lightning
    • Critical machinery and maintenance planning
    • Security, access control and CCTV
    • Dependencies and business interruption scenarios

    How we work

    1. 1

      Agree the scope

      Purpose of the survey, sites, documents to review in advance and your contact person.

    2. 2

      Site visit

      Engineers walk the site, interview operations staff, photograph and record evidence.

    3. 3

      Analysis

      Compare against fire codes, policy conditions and similar loss experience.

    4. 4

      Report & recommendations

      Present findings, agree an improvement plan and how to present it to insurers.

    Documents to prepare

    You can start without a complete file. We will guide you on what to add as we go.

    Documents to send in advance

    • Site layout and approved fire protection drawings
    • Latest fire safety inspection report
    • Current insurance policy and previous survey reports (if any)
    • Asset register, machinery values and average stock
    • Incident and loss history for the last 3–5 years

    Frequently asked questions

    Talk to a specialist

    Send us your policy or a description of what happened and the relevant specialist will reply the same day. Advice is free; fees apply only once you decide to engage our services.