About us
An advisory firm on the side of the insured business
Fo4U was founded by people with years of experience at insurers, adjusting firms and in the marine industry. We know how insurers underwrite and settle claims, and we use that knowledge to protect our clients' interests.
- Free consultation
- Same-day response


How we work
We sit on your side of the table
When a loss happens, the insurer has its adjusters and claims handlers. The insured business usually has an accountant and an incomplete file. Fo4U fills that gap.
- 1
Read the wording before you need it
We review your current policies and flag exclusions, deductibles and under-insurance conditions that could reduce a payout.
- 2
Quantify the loss with evidence
We build the loss calculation for property, stock and business interruption with supporting documents, the way adjusters and insurers will test it.
- 3
Work directly with adjusters and insurers
We attend surveys, answer information requests and negotiate open points through to settlement.
Our Vision
Strategic Vision
- 1
Becoming a Trusted Provider
Striving to become the leading responsible and trustworthy service provider of insurance placement, risk assessment and insured loss activities, claims support, and enterprise risk management.
- 2
Enhancing the Insurance Market
Contributing to improving the quality of services in the insurance market and enhancing the risk management awareness of Vietnamese enterprises.
- 3
Building a Cooperative Culture
Connecting to enhance service quality and a cooperative culture in resolving issues among relevant parties in insurance relationships.
Our Mission
Accompanying & Protecting Businesses
We advise on the side of our clients' interests: protecting their financial security and helping them build a solid foundation against market volatility and risk.
- 1
Supporting the Insured
Supporting the insured in insurance placement, claims activities, aiming for efficiency, professionalism, and fairness for all relevant parties.
- 2
Enhancing Awareness
Enhancing the correct awareness of risk and insurance for the insured through training programs and seminars.
- 3
Improving Risk Management
Helping to comprehensively improve risk management for the business community, considering risk management solutions as an integral part of corporate strategy.
Core Values
Honesty with Customers
Always being honest with customers, ensuring their rights and satisfaction.
Optimal Solutions
Providing optimal and efficient risk management and claims solutions.
Openness with Partners
Being open with partners to build long-term cooperative relationships.
Integrity in Operations
Conducting all activities with integrity, complying with legal regulations and professional ethics.
Sharing with the Community
Sharing knowledge and experience with the community to enhance awareness of risk management and insurance.
Talk to a specialist
Send us your policy or a description of what happened and the relevant specialist will reply the same day. Advice is free; fees apply only once you decide to engage our services.