Fleet · Road accident
Recovering the uninsured part of a loss
- Situation
- A company truck was hit by another vehicle at fault. Own-damage cover paid the repair costs.
- Issue
- The company still bore the deductible and lost income while the truck was off the road, and did not know if these could be recovered.
- How we help
- We compiled the authorities' report, deductible records and lost operating income, claimed against the at-fault party and their liability insurer, coordinated with the insurer's subrogation.
- What to do beforehand
- Keep every report and cost record after an accident even when insurance pays, because the uninsured part can still be recovered.
